We all want to work to improve our financial management over the span of our lives, and the technology industry has certainly taken notice of this universal truth. There are a wide range of various tech tools and services similar to the Money People available today to handle every aspect of your personal finances.
If you’re looking to consolidate your debt and begin wrangling the mistakes of your past, debt consolidation apps and programs are easy to find online.
The trouble is sifting through the masses to find the gems that work best. We’ve done some of the work for you. Here is a brief synopsis of some of the top tech tools on the market in 2019 to help manage your personal finances.
Mint
If you’re looking to get a firm grasp on every detail of your personal finances Mint takes the number one position for tech tools. Mint is a budgeting application that will help you keep track of all your transactions, deposits, and other shifts.
The application provides users with an updated, real-time display of spending habits. You can quickly get a no-nonsense look at where all of your money is being spent.
Acorns
Like many others, you may have trouble saving money. You have your budgeting app covered with Mint, now use Acorns to stash away a rainy day fund. Savings is a necessary part of life, especially if you have a family.
Acorns works by taking the leftover change of every transaction you make with your card. Each time you swipe, Acorns swipes the remainder of your dollar. For instance, if you spend $1.30, Acorn will take $0.70 and invest it in a diversified portfolio with exchange-traded funds.
PocketGuard
PocketGuard will take your budget to the next level, and provide a more simplistic outcome. You simply add your budgeting information, and PocketGuard will consistently let you know one number; how much you have to spend.
Albert
Albert is great for tracking all of your different accounts and providing users with instructions for proactive steps to take to get your finances back on a path to positivity. Albert will create a budget for you based on your current financial situation and set aside a few bucks every month for savings.
If you pay for the enhanced version of Albert, you will have the ability to connect with real live experts. You can ask questions and receive personalized recommendations for tough financial situations.
Personal Capital
Personal Capital is a tech tool that will help you learn how to properly invest your money. It combines the advice of human and machine experts in the field to decide the most fitting course of action regarding your financial portfolio.
